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When you are deciding which type of Medicare plan will be best for you it is important to first understand what your general options are. You will then see that allthough your Medicare options seem quite complicated at first, they are actually quite simple. All of the medicare coverage choices fall into 2 catergories, all you need to do is learn what each catergory offers so that you can decide which direction you would like to go.
The diagram below illustrates the major coverage catergories you have to choose from. In a nutshell, your choices are to take original Medicare with a Medicare supplement or you can replace your Medicare with a Medicare advantage plan. Once you decide which of these options you like, it is then a simple matter of picking a company with a plan, a coverage and a price that you like. Our licensed agents are experts in all of your options and can help you decide which option will be best suited for your needs. Give us a call or get a quote online to compare the plans in your area.
Part A covers:
Hospital inpatient care
Skilled nursing facility care
Home health services
Run by Medicare approved insurance companies. Includes all benefits and services covered under Part A and Part B and sometimes Part D.
Run by Medicare approved private insurance companies.
Helps cover the cost of prescription drugs.
See Terms and Conditions below
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Part B Covers:
Durable medical equipment
Outpatient medical care
Limited outpatient prescription drugs